Home Inventory for Insurance: Catalog What You Own

The day after a fire, a flood, or a break-in, your insurer asks one brutal question: what did you own? Most people answer from memory, room by room and under a deadline, and they under-claim by thousands, because the den closet and the garage shelves are hard to picture when they're gone. A home inventory you built ahead of time answers the question for you, with photos.

Why a home inventory matters before anything happens

Insurers reimburse what you can prove. A photographed, itemized list is the difference between a partial payout and a full one, and it's far easier to make on an ordinary Saturday than in the week after a loss. The same record helps with a moving claim, a stolen-bike report, or just knowing what you own before you renew a policy.

Catalog room by room, one photo at a time

You don't type a 400-item list. Open a drawer, a shelf, or a storage box, tap Itemify, and snap one photo. AI names every item in the frame and crops a thumbnail for each. Work through the house the way an adjuster would: electronics, the kitchen, closets, the garage, and the totes in the attic and basement you forgot you owned. A deep shelf just takes a second photo, which StowQR merges without double-counting.

Group by room with Places

Assign each tote to a Place — “Living Room”, “Garage”, “Attic” — so the inventory mirrors your house. When you file, the record reads room by room, which is exactly how a claim form wants it.

Export a record you can hand to your insurer

When you need it, export the whole inventory as a CSV: every item, every tote, in one file you can attach to a claim or keep with your policy. Store a copy in the cloud so it survives the very thing you're insuring against. StowQR doesn't estimate values, so pair the export with receipts or serial-number photos for big-ticket items. The catalog proves you owned them.

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